From Your Local Unit
Just like that, February is over.
Looking out the window may tell a different story but nicer weather has to be around the corner and the break is even closer.
The unit office continues to work through the issues that have been brought to us.
We are having conversations surrounding staffing, reporting, mental health, and violence in the workplace. Paul, Alison, and I have been visiting schools with the purpose of having conversations surrounding violence reporting.
I would like to repeat an important message from Paul’s Health and Safety Corner in last month’s newsletter;
The OECTA-HW office continues to promote the completion of Safe Schools Incident Reports, a duty placed upon all employees of the Board when they become aware of a student(s) whose conduct meets the threshold for reporting as outlined in PPM 145, the Education Act, and the HWCDSB Code of Conduct. The office also encourages members to meet their Workplace Violence Reporting obligation under the Occupational Health and Safety Act. Using data collected through reporting, the Board, as the employer, is supported in meeting its duty to provide a safe and positive working and learning environment for the staff and students of the HWCDSB.
There seems to be some messaging out there that suggests these reports are only filled out when the violent acts reach a certain threshold (as outlined in PPM 120). This is not true. Any act outlined on the SSIR triggers need to complete the report regardless if the student can/will be suspended.
Our unit is also preparing for our Annual General Meeting in Toronto on the March Break. Our delegates have been preparing for this meeting and will have attended 2 delegate meetings leading up to the general meeting. The delegation will be voting on resolutions, policies, and action directives on your behalf, keeping in mind what makes sense for our Association and our unit.
Our Unit’s General Meeting is scheduled for Wednesday, March 8 at St. Naum on Stonechurch Rd. and will begin at 4:30 pm (dinner to begin at 4:00). All permanent and occasional teachers are welcome to attend.
As we approach our well-deserved break, we need to allow ourselves time to unplug, recharge, and enjoy time with family and close friends.
Important Upcoming Dates
The time has come once more for your Association to gather en masse as a democratic body at the Annual General Meeting. At the meeting, delegates from each unit across the province will engage in debate and discussion, and then cast their vote on a variety of motions and resolutions which will determine the course for OECTA in the coming years. In last month's issue of Around OECTA the delegation from Hamilton-Wentworth was published. A big thank you goes out to those individuals who will spend the first part of their March Break in service to their colleagues and the profession as a whole.
While not everyone is able to attend the Annual General Meeting as a delegate, all members are able to access the meeting materials to stay apprised of the Association's business. Within the members' area at catholicteachers.ca, materials from the meeting are able to be viewed and downloaded. All that's needed is your OECTA login and password. Click here to create your account if you have not already done so.
OTIP Financial Planning: Health, Dental, and Travel Plans
On February 14, the OECTA office circulated an email to members highlighting an opportunity to register for an OTIP Retirement Workshop. These workshops are excellent for teachers of all ages to attend as financial planning for retirement should not be a task left for your last year of teaching. Unfortunately (or fortunately), the response to our email was overwhelming, and resulted in several members missing out on registration for the local Hamilton workshop.
Fortunately (or unfortunately), virtual classrooms have become part of our everyday experience in the past few years, and OTIP has scheduled several online webinars for teachers to attend and learn about financial planning and benefits for their retirement. Please see the table below for a complete listing of workshops.
Registration for attendance at these events is required.
The Ontario Teachers' Pension Plan and You
In addition to the workshops being delivered by OTIP, OECTA-HW will be hosting a Pension Workshop scheduled for Thursday, May 11, 2023 between 4-7 pm. Registration and location details will follow. Please stay tuned.
Your Ontario Teachers' Pension Plan remains strong and fully funded (107% funding ratio) for the 9th year in a row. At over $242 billion in assets, the OTPP stands as a world leader among pension plans. With an annualized total-fund return of 9.7% since inception, and with a bold, ambitious goal to grow the fund to $300 billion by 2030, plan members can remain confident that their gold-standard defined benefit plan will be there for them upon retirement.
Managed by a world-class investing team, and overseen by the plan sponsors - the Ontario Teachers' Federation and the Ontario Government - the OTPP remains committed to responsible investment principles that build sustainable, long-term value, while also fostering better ways of doing business and improving social and environmental outcomes in the world. In short, your contributions are invested in meaningful ways that promote positive change and sustainable practices so that you can enjoy your retirement in more ways than just financially.
A Note on LTD Deductions
When a member reaches 30 years of pension credit, their Long Term Disability "caps out," and further LTD deductions become an unnecessary payment for insurance for which they no longer qualify.
There are 3 scenarios where a member would be advised to cancel their LTD payments:
Scenario 1: Eligible for a 60% Unreduced Service Pension
You are eligible for a 60% unreduced service pension now, or
You are eligible for a 60% unreduced service pension within the later of either the next 110 working days or the expiration of your sick leave credits.
Scenario 2: Retirement Date Within the Next 110 Working Days
Your scheduled retirement date is within the next 110 working days and you have notified both the Teachers’ Pension Plan and your board. (Letter required).
Scenario 3: You Have Recently Turned 65
You have reached the end of the month in which you turned 65, or
You will reach the end of the month in which you turn 65 within the later of either the next 110 working days or the expiration of your sick leave credits.
If you meet the criteria outlined in one of the three scenarios above, please complete the Long Term Disability cancellation form and then forward it to the unit office.
CREDIT — This is the actual time (years, months and days) you have contributed to the plan. This figure is used to calculate the amount of your pension.
QUALIFYING YEARS — These are the school years in which you have taught or bought back service for at least a portion of the year. Qualifying years determine when you’re eligible to start receiving a pension.
QUALIFYING FACTOR — Your age plus qualifying years equal your qualifying factor. Your qualifying factor is used to determine when you’re eligible for an unreduced retirement pension (85 factor) and to calculate any early retirement reduction.
Please see OTPP.com for all the finer details.
Four Steps to Retirement
Step 1: Contact OTPP
Call 1-800-668-0105) or access your online account at OTPP iAccess Web.
Step 2: Inform the Board
Provide a letter of resignation/retirement to your employer once you are certain of your retirement date.
Step 3: Submit Required Documents to OTPP
Completed pension application
Birth certificate of spouse (if applicable)
Marriage certificate (if applicable)
Divorce or separation papers (if applicable)
TD1/TD1ON form – Income tax deductions (will come from OTPP)
Void cheque for direct deposit of pension to your bank
Step 4: Enjoy your Pension
OTPP Financial Planning Webinars
TFSA or RRSP: an education member’s guide to making the right choice
One of the most frequently asked financial questions out there is whether to invest in a tax-free savings account (TFSA) or a registered retirement savings plan (RRSP). While TFSAs and RRSPs both offer tax advantages that can help you achieve your saving and investing goals, which is right for you?
To help you decide, check out this education member’s guide to making the right choice: http://bit.ly/3WG9tgc. Brought to you by Educators Financial Group.
Know Your Contract
Grid Placement and Your Pay
As you are aware, we are paid on a grid which takes into account years of service and qualifications. Occasionally, members have discovered that they are being paid incorrectly. These mistakes can be fixed, though resolutions to errors become more complex the further out in time from the start of the error. It is encouraged that all members take 5 minutes of their time to ensure that all pay and absence records are accurate. Log into Employee Self-Serve to check your pay stub and absence balances. If errors are detected, please reach out to the unit office for assistance.
Upgrading qualifications is an excellent way to improve one's practice and pay grade. The completion of a course may lead to a category change on the pay grid. Please note that the school board will not automatically adjust your placement on the grid. Teachers are responsible for submitting a record of the course completion to the Qualification Evaluation Council of Ontario. The teacher must then provide notice of a category change to the board before adjustments are made.
Earned Leave Plan
As an ongoing reminder to members, leave-credits accrued through the Earned Leave Plan are expiring at the end of June. Article 8 of the 2014-2017 contract provided members with access to partially paid and unpaid days as in incentive for an attendance record which was better than the average of their colleagues across the system. As of August 31, 2019, this plan ceased to have any force inasmuch as additional earned leave could no longer be accrued. Days previously earned, however, would remain in place to be accessed with conditions. Members should be aware of the following with respect to their earned leave days...
Partially paid days (ELP_P) expired on June 30, 2022. A payout for any remaining credits was processed in July. Please check your pay stubs in Employee Self Serve to ensure that you were properly paid. Each credit was worth $248.48.
Unpaid days (ELP_U) may be used prior to June 30, 2023. If not used by that date, the unpaid days shall expire and have no residual value.
You must provide at least twenty (20) calendar days’ written notice of requested days.
Access to leave days is available at any time during the school year and requests shall not be denied subject to reasonable system and school requirements.
Please refer to Article 8 of your contract for all the details related to accessing your earned leave. Click on the link below to access the form to apply for any unused days.
Provincial Association Opportunities
Called to Serve? Apply to a Provincial Committee
The Association is now accepting applications from members who feel the call to serve their colleagues through work on a Provincial committee. Participation on a committee is a great way to learn more about how the Association operates, share your skills and perspectives, and meet new people.
If you're interested in increasing your involvement and serving members, please follow the links below to complete your application.
Applications are accepted up to May 1, 2023. Apply today!
Committees Seeking MembersClick on a committee to learn more about it.
From the Provincial Association
OECTA Speaks for Students and Teachers
Last week, OECTA President Barb Dobrowolski participated in the Ontario government’s pre-budget consultations, presenting the Association’s pre-budget submission on behalf of 45,000 Catholic teachers.
Speaking to MPPs, President Dobrowolski urged the Ford government to use the 2023-24 budget to address pandemic-related learning loss, by investing in a real plan that provides the necessary in-class resources and supports to ensure every student gets the learning environment they need and deserve.
Championing the calls to action from Catholic teachers, students, families, other educators, and concerned Ontarians, she explained that a real learning recovery plan must include, among other things, smaller class sizes, an end to the expansion of online learning and efforts to privatize publicly funded education, and a commitment from the government to engage in meaningful collaboration with frontline educators.
In this edition of Catholic Teacher
Language: The Link Between Human and Machine
Understanding OTPP's Investment in FTX
Loud and Clear: Results of All Members' Survey
Dear Black Catholic Teachers: You are Seen and Not Alone
KNOW MORE Campaign Enters Second Phase
Over the past few months, the Association has been proactively engaging with parents from different areas of the province to ask them to tell their stories, to share their concerns about pandemic learning disruptions, and to discuss what supports their children need to succeed.
Using these gripping testimonials from real parents, the Association has launched the second phase of our revamped, province-wide campaign under our existing #KnowMore banner, with new ads and community-focused shareable content.
The ads showcase conversations with parents concerning their children’s learning experiences over the past several years, and highlight why parents and teachers alike are calling for smaller class sizes, more one-on-one time with students in the classroom, and more meaningful government collaboration with educators.
These new ads will run alongside existing content, highlighting the voices of Catholic teachers on social media platforms, radio, newspapers, and billboards, as well as an expanded array of ad platforms to increase our reach, including newspapers, transit, and streaming services.
Watch for new and exciting ways to get involved, and to share your classroom experiences and what students need to succeed, as our #KnowMore campaign continues to take action.
Now, more than ever, this government needs to invest more in schools, not less. Thank you for everything you do to support Ontario students.
The Ontario English Catholic Teachers' Association
If you haven't already, fill out our quick survey and tell us your priorities for Ontario education. With your help, we can continue to stand up for students across the province and build on Ontario's world-class publicly funded education system.